Words cannot express how valuable Ruth has become to our family since she started working with my father to help organize his finances and ultimately much much more. My father is 91 and lives by himself in Salt Lake City, a fiercely independent soul. My sister and I live on the east coast which makes helping him manage his life difficult to say the least. Ruth is not only amazingly competent and efficient but also innovative in customizing record-keeping systems that best work for her individual clients. With older clients like my father she is both patient and empathetic. Moreover she is an excellent communicator, not only with him but with us, My father was initially skeptical about a stranger coming in to help with his papers; however it wasn’t long before he became a huge fan and today looks forward to her weekly visits. Ruth’s ability to gain his trust (while creating systems for record keeping, bill paying, etc) became even more critical when he became ill and was hospitalized for a month. I only wish there was a Ruth Hadlock in my life!